Drivers and Rental Insurance

Motorhome Rental Insurance

Many motorhome rental companies now require clients to provide their own insurance or provide insurance at extra cost.  Great Alaskan Holidays continues to include free liability insurance coverage as part of our service.

Insurance coverage is based upon whether the rental is recreational or commercial.  Please read below to understand the differences.  Most rentals will be considered recreational rentals.

Our insurance meets Alaska State Statutory limits, which as of March, 2017, are:

  • Liability (Bodily Injury) $50,000/person, $100,000/accident
  • Property Damage $25,000/accident
  • Uninsured Motorist $50,000/person, $100,000/accident

Recreational Rentals

A “Recreational Rental” is a rental whose primary purpose is travelling with friends or family for pleasure, to see sights and engage in activities for relaxation and enjoyment.

Recreational rentals have the following deposit and insurance deductibles:

  • Reservation/Damage Deposit – $500
  • Collision Deductible – $2,500
  • Comprehensive Deductible – $2,500

Do you want to reduce your potential liability? See Collision Damage Waiver below…


Commercial Rentals

A “Commercial Rental” means a rental whose primary purpose is not recreation but engaging in some type of commerce, support of commerce or any use other than recreation. A person, enterprise or firm leasing a Vehicle to sublet to a third party is also considered a Commercial Rental of the Vehicle.

Commercial rental reservations can only be place over the phone.  Also, we require insurance riders for all commercial rentals.  Please give us a call for specific vehicle information for your rider.

Commercial rentals have the following deposit and insurance deductibles:

  • $500 – Reservation/Damage Deposit
  • $500 – Additional Damage Deposit due at pickup
  • $5,000 – Collision Deductible (without CDW)
  • $5,000 – Comprehensive Deductible (without CDW)

Do you want to reduce your potential liability? See Collision Damage Waiver below…


Collision Damage Waiver (CDW)

If available for purchase, CDW will reduce your collision and comprehensive liability in the event of a accident.

Recreational Rental with CDW

  • $500 – Reservation/Damage Deposit
  • $250 – Reduced Collision Deductible with CDW (Normally $2,500)
  • $0 – Reduced Comprehensive Deductible with CDW (Normally $2,500)

Commerical Rental with CDW (CDW is Currently Not Available for Commercial Rentals)

  • $500 – Reservation/Damage Deposit
  • $500 – Additional Damage Deposit due at pickup
  • $250 – Reduced Collision Deductible with CDW (Normally $5,000)
  • $0 – Reduced Comprehensive Deductible with CDW (Normally $5,000)

CDW does not cover damage to the underside of the vehicle, the overhead of the vehicle, damage to the interior of the vehicle, or damage to the slide-out rooms.  Comprehensive damage includes windshield breakage, vehicle theft, vandalism, or fire loss.  Collision damage includes damage caused by the upset of the vehicle or its impact with another vehicle, animal, or object.


Drivers & Driving Licenses

At the time of rental, vehicle drivers must be 25 years of age or older and must have a valid driver’s license issued from their state or country of residence. If the license is in a language other than English, the driver must also possess an International Driver’s Permit.  The primary renter/driver of the vehicle is included in your rental fees.  Additional drivers of the vehicle may be added for a daily fee.

Canadian Customs does not allow a Canadian resident to drive a U.S. owned vehicle across the border from the U.S. into Canada. If you have questions about this policy, please contact Canadian Customs.

Authorized drivers may be asked to sign a driving record addendum or be subject to a computerized Department of Motor Vehicles (DMV) check. Great Alaskan Holidays will rely on the information provided from the electronic DMV verification and/or from the driving record addendum to determine if the renter/authorized driver is qualified to rent/operate the vehicle.

The rental and/or authorized driver privileges will be denied if the driver’s license verification indicates that the renter/authorized driver’s license is:

  1. Currently suspended, revoked, expired, invalid or surrendered.
  2. If he/she has, within the past 36 months, paid a fine or pleaded guilty or no contest to or otherwise been convicted of:
    • Reckless disregard for life or property.
    • Driving While Intoxicated (DWI), Driving Under the Influence (DUI).
    • Driving While Alcohol Impaired (DWAI) or other alcohol or controlled substance related convictions.
    • Leaving the scene of an accident or failure to report an accident.
    • Possession of a stolen vehicle or use of a vehicle in a crime.
  3. If he/she has, within the past 36 months, paid a fine or pleaded guilty or no contest to or otherwise been convicted of:
    • 3 or more moving violations, including seatbelt violations and speeding violations.
    • 2 or more motor vehicle accidents.

Great Alaskan Holidays will not rent to anyone whose driving record reflects any of the above violations. Great Alaskan Holidays reserves the right to change, add to, and/or modify any or all of these conditions without any prior notification.

If the renter/authorized driver provides false or misleading information, liability protection for the customer will be voided. Additionally, the customer will be responsible for any damage to the rental vehicle, property damage to others, personal injury to themselves and personal liability to others.

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